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Showing posts with label Nepal Rastra bank. Show all posts
Showing posts with label Nepal Rastra bank. Show all posts

February 2, 2026

Crack the NRB Exams: 30 Essential Banking & Finance MCQs with Answers

If you are preparing for the Nepal Rastra Bank (NRB) Officer-level exams or aiming for a career in commercial banking in Nepal, mastering the core principles of Banking and Finance is non-negotiable. This blog post provides a comprehensive set of 30 high-yield Multiple Choice Questions (MCQs) designed to mirror the current exam patterns of NRB, ADBL, NBL, and RBB.

Our curated list covers essential topics, including Financial Management (EOQ, Perpetuity, and Beta Repurchase), NRB Directives, and international trade terms like UCPDC and Letters of Credit (LC). We have also included vital updates on the Nepalese financial landscape, such as the roles of the Nepal Bankers Association (NBA) and the historical capital requirements of the central bank.

NRB Officer Exam Preparation: 25 MCQs on Legal & Regulatory Framework 

January 31, 2026

30 Essentials MCQs to Economics and Trade for Nepal Rastra Bank (NRB) Exams

This collection of practice questions serves as a vital resource for candidates preparing for NRB Officer levels and other competitive exams, offering a rigorous deep dive into the dual pillars of core economic theory and the specific realities of the Nepalese economy. By bridging the gap between classical macroeconomic models—such as the IS-LM framework, Heckscher-Ohlin trade theory, and the Quantity Theory of Money—and the localized dynamics of Nepal’s fixed peg exchange rate, remittance-driven GDP, and WTO/BIMSTEC integration, these MCQs provide a holistic preparation tool. The set meticulously covers critical topics, including fiscal indicators, the nuances of the Balance of Payments (BOP), and the technicalities of monetary multipliers, ensuring that learners not only memorize facts but also understand the structural underpinnings of Nepal’s trade imbalances and industrial policy.

January 25, 2026

Economics and Quantitative Aptitude for NRB Officers: 30 Essential Practice Questions

Are you preparing for the Nepal Rastra Bank (NRB) Officer exams or other competitive banking examinations in Nepal? This comprehensive practice set features 30 high-yield questions covering Microeconomics, Macroeconomics, and the Nepali Economy. From understanding market structures and Keynesian theory to analyzing the latest economic plans and industrial history of Nepal, this resource is designed to sharpen your concepts and improve your exam performance.

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January 23, 2026

Mastering Economics & Mathematics for NRB (30 MCQs) : NRB Officers and Other Competitive Exams

Preparing for the Nepal Rastra Bank (NRB) Officer level or other competitive exams like ADBL or NBL requires a sharp understanding of both macroeconomic theories and the specific economic history of Nepal. This set of 30 practice questions is designed to test your knowledge of market structures, monetary policy, and national accounting. By working through these, you will identify your strengths and pinpoint areas that need more focus.

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January 22, 2026

Economics, Trade & Industry (30 MCQs): NRB Officers and Other Competitive Exams

This set of 30 MCQs offers a comprehensive review for candidates preparing for the Nepal Rastra Bank (NRB) Officer and other competitive civil service exams in Nepal. Covering essential topics from Microeconomics, such as the laws of demand and production functions, to Macroeconomics and the Nepalese Economy, these questions bridge the gap between theoretical concepts and practical exam requirements. Whether you are analysing the Ricardian theory of rent, understanding Keynesian liquidity traps, or identifying the role of the National Planning Commission, this practice set is designed to sharpen your objective reasoning and boost your confidence for the banking sector's rigorous selection process.

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January 17, 2026

Current Macroeconomic and Financial Situation (First 5 Months, FY 2025/26, Ending Mid-December)

This report, "Current Macroeconomic and Financial Situation of Nepal," released by Nepal Rastra Bank (NRB), provides a comprehensive overview of the Nepalese economy for the first five months of the fiscal year 2025/26 (ending mid-December 2025). The data reflect an economy characterized by exceptionally low inflation, a robust external sector with record-high foreign exchange reserves, and a surge in remittance inflows, contrasted with sluggish credit growth in the private sector.

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January 12, 2026

20 MCQs about Basic Mathematics and Statistics : Important for NRB Officers and Other Competitive Exams


1) A and B can do a piece of work in 72 days, B and C can do it in 120 days, and A and C can do it in 90 days. In what time can A alone do it?

a) 150 days      b)  120 days    c) 100 days      d)  80 days

 

2) The average of 8 numbers is B, and one of the numbers is 14. If 14 is replaced with 28, what is the new average in terms of B?

a) B+7/2  b) B+1/2  c) B+2     d)  2B+l

 

3) Six bells commence tolling together and toll at intervals of 3, 6, 12, 15, 21 and 24 seconds respectively. In 30 minutes, how many times does they toll together?

a) 1        b) 2      c) 3               d) 4                  

 

4) lf "b" is a positive number, 40% of "b" is what % of 400b?

a) 0.01     b) 0.1       c) 1       d)  100

 

5) A man sold 250 chairs and had a gain equal to the selling price of 50 chairs. His profit percentage is:

a) 5%             b) 10%            c) 25%       d)  50%


 

6) A train 100 meters long travelling at 40 kmph overtakes another train travelling in the same direction at 30 kmph and passes it completely in 126 seconds. The length of the second train is:

a) 200m      b) 225 m                 c) 250 m            d) 275 m

 

7) The difference between simple and compound interest on a sum of money at 5% per annum is Rs. 25. The sum is:

a) Rs. 5,000     b) Rs. 10,000     c) Rs. 4,000   d) None of these

 

8) The third proportion to the numbers 5 and 10 is:

a) 20                   b) 2.5         c) 25            d) 30

 

9) If 'n' is a number such that (-8)2n = 28+2n, the value of 'n' is:

a) 1/2           b) 3/2            b) 2             d) 4

 

10) If 10 is added to an integer, the result will be at most 18. The integer is:

a) X<=8      b) X>=8              c) X<=3        d) None of these

 

11) The number of +ve integers less than 100 having a remainder of 3 when divided by 7 is:

a) 10                 b) 14       c) 15        d) 16

 

12) Find out the wrong number in the following sequence:

1, 8, 27, 64, 124, 216, 343.

a) 8               b) 27           c) 64         d) 124

 

13) If 3, x, 7 are in H.P, the value of 'x' is:

 a) 15/2            b) 7/4             c) 21/5           d) 25/4

 

14) The sum of a number and 16 times its reciprocal is 8, the number is:

   a) 4          b) 5         c) 6                   d) 7

 

15) A survey shows that 74% of the students like apples, where as 68% like oranges. The percentage of the students who like both apples and oranges is:

 a)  40              b) 42            c) 43              d) 44

 

16) In an individual series, each variable value has:

a) Same frequency                   b) Frequency one

c) Varied frequency                  d) Frequency two

 

17) The correct relation among AM, GM, and HM is:

a) AM=BM=HM                        b) GM>=AM>=HM

c) HM>=GM>=AM                   d) AM>=GM>=HM

 

18) Frequency must be regular to compute:

  a) Mean                 b) Median        c) Mode         d) s.d.

 

19) Limits for population correlation coefficients are:

a) r-PE(r)                        b) r+-PE(r)

c)  r+PE(r)                      d) All of these

 

20) Tossing a coin probability of getting a head is:

a) 0                 b) 1           c) 0.5            d) None of these

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January 8, 2026

MA Economics Entrance Exam Paper 2024 (50 MCQs) : Important to Banking Exam

MA in Economics, Tribhuvan University, Entrance Exam - 2024

1. Which of the following is NOT a feature of a mixed economy?

a) Government Intervention         b) Free Market

c) Private Property                      d) Complete absence of market

 

2. Which tax system is based on the principle of equity?

a) Progressive tax system              b) Regressive tax system

c) Proportional tax system               d) Indirect Tax system

 

3. What is the major source of government revenue in Nepal?

a) Direct Tax                     b) Indirect taxes

c) Grants                           d) Borrowing

 

4. Which is an example of a capital gains tax in Nepal?

a) Tax on vehicle ownership        b) Tax on profit from selling property

c) Tax on consumption goods      d) Tax on import

 

5. What is the main objective of a government budget?

a) Reducing taxes                      b) Managing public expenditure and revenue

c) Increasing foreign reserves   d) Privatizing public services

6. What does the concept of "marginal utility" measure?

a) Total satisfaction          b) Additional satisfaction from one more unit

c) Difference in costs       d) Cost per

 

7. What is the current per capita income of Nepalese people (approx.)?

a) USD 1350 per person per year       b) USD 1430 per person per year

c) USD 1456 per person per year       d) USD 1600 per person per year

 

8. Who introduced the concept of "invisible hand"?

a) John Maynard Keynes           b) Adam Smith

c) David Marshall                      d) Alfred Marshall

 

9. Which of the following measures economic inequality?

a) Consumer Price Index             b) Gini Coefficient

c) GDP per capita                        d) Purchasing Power Parity

 

10. What is the main goal of economic development?

a) Higher popular growth                  b) Increased GDP

c) Improves standard of living          d) greater Trade balance


 

11. Which of the following is a normative economic statement?

a) Nepal's inflation rate is 6%.         b) Government should reduce unemployment.

c) Exports increased by 5% last year  d) The economy is in recession.

 

12. What does "opportunity cost" refer to?

a) Cost of producing goods                  b) Money spent on production

c) The next best alternative forgone    d) The profit from an investment

 

13. Which curve depicts income inequality graphically?

a) Laffer Curve               b) Lorenz Curve

c) Engel Curve                d) Kuznets Curve

 

14. What kind of good has a negative income elasticity of demand?

a) Normal goods                 b) Inferior goods

c) Luxury goods                 d) Substitute goods

 

15. What is the primary focus of microeconomics?

a) National output              b) Firm-level decisions

c) Exchange rates              d) Aggregate demand

 

16. Which economic concept relates to "guns versus butter"?

a) Trade-off decisions               b) Perfect competition

c) Market equilibrium              d) Economic surplus

 

17. What does a vertical supply curve indicate?

a) High elasticity of supply                  b) Low elasticity of supply

c) Perfectly inelastic supply                d) Infinite elasticity of supply

 

18. If nominal GDP rises faster than real GDP, this indicates:

a) Increased unemployment             b) Inflation

c) Deflation                                      d) Economic growth

 

19. Price elasticity of demand is measured as the:

a) Ratio of percentage change in price to quantity demanded

b) Ratio of percentage change in quantity demanded to price

c) Ratio of percentage change in quantity demanded to percentage change in price

d) Ratio of percentage change in price to percentage change in quantity demanded

 

20. What is the shape of the total cost curve in the short run?

a) Downward sloping           b) U-shaped

c) Upward sloping               d) Horizontal

 

21. What type of market structure has only one buyer?

a) Monopsony                      b) Oligopoly

c) Perfect Competition        d) Monopolistic Competition

 

22. What is the slope of the demand curve of a firm in a perfectly competitive market?

a) Downward sloping               b) Horizontal

c) Vertical                                 d) Upward sloping

 

 

 

23. Which of the following when one party has more information than another?

a) Public goods                    b) Asymmetric information

c) Externalities                     d) Market power

 

24. The profit-maximizing condition for a firm is:

a) AR=AC               b) MC=MR           c) TC=TR               d) MR=AR

 

25. Indifference curves for perfect complements are:

a) Straight lines               b) Convex to the origin

c) L-shaped                     d) Downward slopping

 

26. Marginal cost intersects the average cost at:

a) Falling part                   b) minimum point

c) rising part                     d) none of them

 

27. What type of goods have a positive cross-price elasticity?

a) Complements                  b) Substitutes

c) Inferior goods                 d) Normal goods

 

28. Which market structure features collusion?

a) Oligopoly                b) Monopolistic competition

c) Monopoly               d) Perfect competition

 

 

29. What is producer surplus?

a) Difference between revenue and cost

b) Difference between willingness to sell and price received

c) Difference between consumer's pay and producer's receipt receipt

d) Difference between producer's expectation and actual

 

30. Which of the following is true under the expenditure approach of GDP in close economy?

a) C+1              b) C+I+G               c) C+I+G+(X-M)               d) C+I+S+T

 

31. The Phillips Curve shows the relationship between:

a) Inflation and umemployment          b) GDP and investment

c) Taxes and government spending     d) Saving and interest rates

 

32. What happens to real GDP during a recession?

a) It increases                      b) It decreases

c) It remains constant          d) It fluctuations randomly

 

33. Which of the following is an example of expansionary fiscal policy?

a) Increasing taxes            b) Reducing government spending

c) Reducing taxes             d) Selling government bonds

 

 

 

 

34. What is the natural rate of unemployment?

a) Zero unemployment                  

b) Unemployment when the economy is at full employment

c) Cyclical unemployment only

d) Structural unemployment only

 

35. The Keyynesian Cross model is used to analyze:

a) Monetary policy effectiveness     b) Aggregate demand and output equilibriuim

c) Supply-side economics                  d) Trade balance

 

36. What is "crowding out" in fiscal policy?

a) Increase in government borrowing reducing private investment

b) Reduction in taxes causing inflation

c) Increase in exports reducing imports

d) Government spending increasing private spending

 

37. What is measured by the Consumer Price Index (CPI)?

a) Changes in the cost of a consumption basket of goods and services

b) Total production in the economy

c) Income inequality            

d) Unemployment rates

 

 

 

38. Which policy tool is used to control inflation?

a) Re-purchase Agreement (Repo)        b) Decrease in interest rate

c) Reverse repo                                     d) Increase in money supply

 

39. What is stagflation?

a) Low inflation and high growth  

b) High inflation and low unemployment

c) High inflation and high unemployment

d) Low inflation and low unemployment

 

40. What shifts the aggregate supply curve to the right?

a) Increase in raw material costs      b) Technological advancements

c) Increase in tax rates                     d) Wage hikes

 

41. In the IS-LM model, what does the IS curve represent?

a) Equilibrium in the goods market      b) Equilibrium in the money market

c) Balance of trade                               d) Full employment output

 

42. Which of the following measures central tendency?

a) Variance        b) Standard deviation         c) Median          d) Interquartile range

 

43. The sum of all probabilities for a probability distribution is:

a) 0            b) 1         c) Infinity                 d) Depends on the data

 

44. In a normal distribution, approximately what percentage of data fall within one standard deviation from the mean?

a) 50%                                    b) 68%               

c) 95%                                   d) 99.7%

 

45. Which of the following sampling methods is random?

a) Convenience sampling                    b) Snowball sampling

c) Stratified sampling                          d) Purposive sampling

 

46. What does the p-value represent in hypothesis testing?

a) Probability of the null hypothesis being true

b) Probability of observing the data given the null hypothesis is true

c) Probability of the alternative hypothesis being true

d) Margin or error

 

47. What is the variance of a data set with values 2, 4, 6, 8?

a) 4                b) 5             c) 6               d) 8

 

48. Which graphical tool is used to show the relationship between two variables?

a) Bar chart                             b) Histogram         

c) Scatter plot                         d) Pie chart

 

 

 

49. What does a high standard deviation indicate?

a) Data points are close to the mean  

b) Data points are widely spread from the mean

c) The data has a small range           

d) Data is normally distributed

 

50. Which of the following is NOT a measure of dispersion?

a) Range                                  b) Standard deviation

c) Median                              d) Interquartile range

 

Thank You!!!

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NRB Governor: Appointment Process & Qualifications Explained in Nepali


How is the Governor of Nepal Rastra Bank (NRB) appointed? What are the strict qualifications required by law? In this video, we break down the Nepal Rastra Bank Act, 2058 (Sections 15 & 20) to explain the legal framework behind the appointment of the most powerful person in Nepal's financial sector.



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Nepal Rastra Bank: Organizational Structure Explained


This video explains the organizational structure of Nepal Rastra Bank. Whether you are a grade 12 economics student, preparing for the Nepal Rastra Bank exam, working in the banking profession, or looking to gain knowledge about economics and the banking sector, this video can be useful.



 

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January 7, 2026

Foreign Exchange Reserves

  1. The Bank shall manage the foreign exchange reserves. These reserves shall be held in foreign currencies and include the following assets:
    (a) Gold and other precious metals deposited with the Bank or held in its accounts.
    (b) Foreign currencies deposited with the Bank or held in its accounts.
    (c) Foreign currencies held in the name of the Bank with foreign central banks or other foreign banks.
    (d) Special Drawing Rights (SDRs) deposited in the name of the Bank with international monetary institutions.
    (e) Bills of exchange, promissory notes, treasury bills, bonds, or other debt securities issued by any borrower or liable party, payable in foreign currency and held by the Bank.
    (As amended up to the end of Chaitra 2081 B.S.)
    (f) Agreements made with foreign banks, international financial institutions, or other parties, under which the Bank is to receive payments in foreign currency, either immediately or under repurchase arrangements.

  2. While selecting the assets listed above, the Bank shall consider the safety of its capital and liquidity and aim to earn the highest possible return.

  3. To implement monetary and foreign exchange policies effectively, the Bank shall maintain enough international reserves to make timely payments in international transactions.

  4. If the Bank finds that international reserves have decreased or are likely to decrease to a level that could affect monetary or foreign exchange operations or international payments, it shall report to the Government of Nepal. The report shall mention the current reserve position, reasons for the decline, and the measures to prevent it.

  5. Until the situation improves, the Bank shall prepare and submit additional reports with necessary recommendations to the Government of Nepal.

  6. The Bank shall show the foreign exchange reserves mentioned above in its balance sheet.

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January 6, 2026

NRB Assistant Director Preparation: NRB Officer Pretest 2081/08/07 Solution



Namaste Aspirants! 🙏 In this video, we provide the detailed solution for the Nepal Rastra Bank (NRB) Assistant Director (Officer Level) Pretest 2081 held on Baishakha 7 (2081/08/07), covering the 100 Multiple Choice Questions (MCQs), including 20 math problems with accurate answers and explanations to help you evaluate your performance.


 Make sure to subscribe and turn on the notification bell 🔔 so you don't miss our videos. Useful for: NRB Officer Level, Banking Tayari, Loksewa Aayog Exams, and upcoming Banking pre-tests.

NRB Assistant Director Preparation : NRB Officer Pretest 2081 Solution

Namaste Aspirants! 🙏 In this video, we provide the detailed solution for the Nepal Rastra Bank (NRB) Assistant Director (Officer Level) Pretest 2081 held on Baishakha 7 (2081/01/07), covering the 100 Multiple Choice Questions (MCQs), including 20 math problems with accurate answers and explanations to help you evaluate your performance.


 

Monetary Measures to Control Inflation



Monetary policy refers to the actions taken by a central bank to manage the money supply and interest rates in an economy, to achieve goals such as controlling inflation. Inflation occurs when the general price level of goods and services rises over time, often due to increased demand or higher costs. To control inflation, central banks use various measures to reduce the money supply or make borrowing more expensive, which helps slow down economic activity and stabilize prices. Common monetary measures to control inflation include the bank rate, open market operations, and the reserve requirements ratio.

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1. Bank Rate

Central banks can increase the benchmark bank rate, which is the rate at which commercial banks borrow from the central bank. By raising this rate:

Borrowing becomes more expensive for banks, businesses, and consumers.

Spending and investment decrease as loans and credit cost more.

Reduced demand for goods and services helps slow the rise in prices, curbing inflation.

2. Open Market Operations:

Through open market operations, central banks sell government securities (like bonds) to banks and financial institutions Such as Re-purchase Agreement (Repo) and Reverse Repo.

When banks buy these securities, money flows out of the banking system and into the central bank.

This reduces the money supply and liquidity in the economy.

With less money available for lending and spending, inflationary pressures decrease.

3. Increasing Reserve Requirements

Central banks can raise the reserve requirement, which is the minimum amount of money that commercial banks must hold as reserves against their deposits, Such as Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR).

Higher reserve requirements mean banks have less money available to lend.

This reduces the money supply circulating in the economy.

Lower lending capacity slows down spending and helps control inflation.

4. Forward Guidance

Forward guidance involves the central bank communicating its future policy intentions to the public and markets:

For example, signaling that interest rates will remain high or that tightening measures will continue.

This influences expectations, encouraging businesses and consumers to adjust their spending and investment behavior.

By shaping economic expectations, forward guidance can help reduce inflationary pressures.



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